Financial Tips
We believe the key to financial freedom is staying informed and continually educating yourself on your financial investments, decisions, and life.
Below you will find some educational information and resources that we have compiled to help you on your road to financial freedom.
10 Projects to Help You Live in Your Home Forever
🏦 Wisdom Wednesday with Viva Financial 🏦 In response to demands from baby boomers, aging-in-place improvements that help seniors stay safely in their homes are more stylish and functional than before. We've pinpointed five areas where improvements could help you stay...
Baby bust: 4 charts show how expensive it is to have kids in the US today
🏦 Wisdom Wednesday with Viva Financial 🏦 Today, roughly one in five women in the U.S. doesn’t have children. Thanks in part to this decline in birthrate, for the first time in U.S. history, there may soon be more elderly people than children. Based on trends in...
Plan Your Finances as You Would Your Exercise
🏦 Wisdom Wednesday with Viva Financial 🏦 Asking questions and planning will give you both peace of mind Waking up early in the dark mornings of winter to exercise comes hard. Once your workout ends, though, you often begin the day with the payoff of a tremendous...
Avoid the Two-Income Trap
🏦 Wisdom Wednesday with Viva Financial 🏦 Asking questions and planning will give you both peace of mind Combining love, lives and laundry is one thing. Combining your money is another. Newly married couples who both work do well to think about what to do with two...
Five Things That Actually Get Better With Age
🏦 Wisdom Wednesday with Viva Financial 🏦 Planning financially for retirement can help make aging more comfortable Five things that economists know, but sound wrong to most other peopleEconomists have shaped the modern world in many ways. Governments make policy...
Past Debt Ceiling Fights & Market Performance
🏦 Wisdom Wednesday with Viva Financial 🏦 The Treasury announced that the U.S. hit its debt ceiling on January 19th Past Debt Ceiling Fights & Market PerformanceThe latest mess out of Washington is the fight to increase the federal debt ceiling. If this isn’t...
Tax-Advantaged 529 Accounts:
🏦 Wisdom Wednesday with Viva Financial 🏦 What families need to consider Many families look for every opportunity to make the most of their children’s college savings. Under Section 529 of the Internal Revenue Code (IRC), paying for college and getting tax breaks...
May Brings a Nationwide Celebration of 529 Day
🏦 Wisdom Wednesday with Viva Financial 🏦 May 29th marks the nationwide celebration of 529 Day, an opportunity to highlight the many benefits of 529 college savings plans. As higher education costs continue to soar, many parents find themselves faced with the nagging...
6 Questions About 529 Plans
🏦 Wisdom Wednesday with Viva Financial 🏦 What parents need to know about saving for college - If you’re saving for your child’s higher education, you probably have a lot of questions besides “When did college get so incredibly expensive?” One popular savings tool...
Starting Young- Setting up a Savings Account for Your Child
🏦 Wisdom Wednesday with Viva Financial 🏦 One of the most effective ways to teach children about money management is by encouraging them to open a savings account. A savings account not only teaches children about the importance of saving money, but it also provides...
Unnecessary Spending
💲Wisdom Wednesday with Viva Financial💲 We've all heard the coffee strategy at some point in our lives, right? "You make your coffee at home for a year and you'll save x number of dollars." And while that sounds great in theory, it may not be the most practical...
Summer: Great Time To Teach Kids About Money
👧 Wisdom Wednesday with Viva Financial 👦 A four- or five-year-old child may seem too young to grasp the concept of money management, but even at an early age, children waiting in a supermarket checkout line can see that money buys things. Therefore, it is important to...